Privacy Policy - First Watch Leasing, Inc.
First Watch Leasing is committed to protecting the privacy of our customers, retail partners, and vendors. We understand that these relationships are built on trust, and we guard these relationships with care. We maintain information about you so that we may provide the most effective and convenient access to our services. We want you to understand the information we collect, how we protect it, and how we use it.
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What Information We Collect:
Nonpublic personal information is information about you that we obtain in connection with providing a financial product or service. This includes:- Information that you provide to us in applications or other forms
- Information about your transactions
- Information from third parties such as credit bureaus, employers, personal, business or trade references, and business information providers such as Dun & Bradstreet
- We will never knowingly request personally identifiable information from anyone under the age of 18 without requesting parental consent.
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Our Security Procedures
To maintain the security of customer information, we restrict access to your nonpublic personal information to persons who need to know that information to perform their jobs or to provide you with products and services. We maintain physical, electronic and procedural safeguards, including Secure Sockets Layer (SSL) encryption and firewalls, to protect information. -
Distribution and Use of Information
First Watch Leasing may share information with affiliated companies that provide services to First Watch Leasing and its customers. We observe applicable laws that limit the sharing of certain kinds of information with our affiliates. For example, we do not disclose creditworthiness information about you from credit reports for marketing purposes. First Watch Leasing may use information such as the existence of your account and your account history for marketing purposes. First Watch Leasing also works with third parties to bring our services to you. We disclose information as necessary to fulfill these service agreements. For example, if you are a lessee, we may disclose information about you to third parties who service our leases. We may share information with third parties who assist us with credit and business relationship decisions such as credit bureaus and investigative services, and with law enforcement agencies, insurance companies, governmental agencies or others assisting us in fraud prevention or investigation. We may share information when 1) permitted or required by law; 2) trying to protect against or prevent actual or potential fraud or unauthorized transactions; or 3) investigating fraud or suspected fraud which has already taken place. -
Open and Restricted Areas; Cookie Technology
Users can visit many areas of the First Watch Leasing web site without providing any information. However, some parts of the web site require that users identify themselves by logging in before they can gain access. We maintain records of these log-ins. The First Watch Leasing website may use cookie and tracking technology depending on the features offered. Cookie and tracking technology are useful for gathering information such as browser type and operating system, tracking the number of visitors to the site, and understanding how visitors use the site. Cookies can also help customize the site for visitors. Personal information cannot be collected via cookies and other tracking technology; however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties.
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Customer and Retailer Profiles
When you register as a First Watch Leasing customer or affiliate retailer, we will ask you to create a profile that includes personally identifying information. Information gathered will not be stored on computers that are publicly accessible. Registered users may review and modify the information previously provided by editing their profile. Some edited or deleted information may remain accessible by us in backup files and deletion logs. First Watch Leasing does not store credit information on our website.
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Links to Other Web Sites
The First Watch Leasing website does not currently link to any third party web sites; however, such links may be added in the future. If such links are added, they are provided as a convenience to our customers, and are not intended as an endorsement of the company or website we link to. First Watch Leasing is not responsible for the privacy policies or practices, or the content of such websites.
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Assent to Privacy Policy
Your use of this web site signifies your assent to the First Watch Leasing Privacy Policy. We reserve the right to add, remove, or modify portions of this policy at any time by posting the revised policy on our web site. Please check this page periodically for changes.
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Opt-Out Policy
We give users the option whenever necessary and practical. Such choices include opting not to participate in certain interactive areas, which completely alleviate the need to gather any personally identifiable information from our users.
For questions and concerns regarding our privacy policy, please contact us at info@firstwatchleasing.com
Effective as of January 1st, 2008